Requirements: Florida Bad Credit Auto Loans

When applying for a bad credit auto loan via our network of lenders and auto dealers, keep a few things in mind.

Lenders value stability. We're generally looking for two years at the same address and same job, but don't freak out -- accommodations are possible depending on the length of your work and residence histories.

Minimum monthly income. We are generally looking at a minimum of $1,800 a month, though some dealers and lenders may ask for more.

IMPORTANT RESTRICTIONS: Loans are not available for private sales (individual to individual), loans are not available for refinancing, and loans are not available to anyone who is currently in bankruptcy or who has had a repossession in the last 12 months. All vehicles must be purchased through participating dealers.

f you like what you read above, you've got a good chance. So if you're looking for a bad credit car loan — go ahead and file already!