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Loan Requirements


When applying for a bad credit auto loan via our network of lenders and auto dealers, keep a few things in mind.

  • Lenders value stability. We're generally looking for two years at the same address and same job, but don't freak out -- accommodations are possible depending on the length of your work and residence histories.

  • Minimum monthly income. We are generally looking at a minimum of $1,800 a month, though some dealers and lenders may ask for more.

  • *Important Restrictions: Loans are not available for private sales (individual to individual), loans are not available for refinancing, and loans are not available to anyone who is currently in bankruptcy or who has had a repossession in the last 12 months. All vehicles must be purchased through participating dealers.

If you like what you read above, you've got a good chance. So if you're looking for a bad credit car loan go ahead and file already!

Getting a Florida car loan has never been faster or easier!

As part of a nationwide network of lenders and auto dealers, we can say if you have great credit, you can complete the no-obligation Florida car loan application and hear about a direct car loan from one of our direct lending partners in a surprisingly short amount of time.

If you have bad credit, we want to tell you you've come to the right place. Since 1989 our parent company has helped more people with bad credit car loans than any company of its type, and has been nationally recognized for its pioneering work in the special finance field.

If you're wondering what's in it for you, we can put it in two words - security and service. All your personal information will be protected on secure servers, your email address will not be sold to spammers and we only work with highly reputable lenders and dealerships nationwide.