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Auto Loan Tips & Advice


  • Nail down the price first. This is the top advice from all the experts. Don't think about monthly payments until you get a purchase price first. A lot of things can be hidden in monthly payments -- especially if the term of the loan is a long one -- and any loan can match your monthly payments if it's stretched out over enough time.

  • Know the difference between interest rate and APR. The annual percentage rate (APR) includes all fees and includes the fact that interest is compounded; the APR will always be higher than the interest rate.

  • Internet shoppers are treated better than folks who just show up on a car lot. The best thing you can do is line up financing before you go shopping. You have nothing to lose by applying now.

  • Insider tip: think about car shopping with just a few days left in the month. Many dealerships work on monthly quota systems, and you might find salesmen more willing to bargain.

Getting a Florida car loan has never been faster or easier!

As part of a nationwide network of lenders and auto dealers, we can say if you have great credit, you can complete the no-obligation Florida car loan application and hear about a direct car loan from one of our direct lending partners in a surprisingly short amount of time.

If you have bad credit, we want to tell you you've come to the right place. Since 1989 our parent company has helped more people with bad credit car loans than any company of its type, and has been nationally recognized for its pioneering work in the special finance field.

If you're wondering what's in it for you, we can put it in two words - security and service. All your personal information will be protected on secure servers, your email address will not be sold to spammers and we only work with highly reputable lenders and dealerships nationwide.